Payment Processing

Process Online Payments

You can accept online payments for new member dues, renewal dues, non-dues items,membership add-ons, event registration fees, donations, and store purchases, and credit card processing fees can be added to each of these transactions. Online payments require that your organization has a credit card merchant account or PayPal account. If you do not have one of these, we can assist you in setting one up. ACH and eCheck options are available through Authorize.Net and their resellers. 
 

Merchant Accounts via Payment Gateway

Although the topic of payment gateways can be a little complex, for our purposes, think of a payment gateway as the 'glue' between MemberLeap and your merchant account and/or bank account.

Merchant Account/Bank Account ←→ Payment Gateway ←→ MemberLeap

To use a merchant account, you will want to talk to your financial institution or merchant account provider and ask if they use one of our supported gateways below.

Automatic Payment Option: Authorize.net is the only supported gateway that we integrate with that offers this feature (CIM required, $250 add-on).
  • Organizations outside of the United States: Authorize.net via CyberSource
  • United States only organizations: Authorize.net via Celero merchant account 
    • The gateway via Celero is cost effective for organizations processing over $30,000 per year in transactions.
    • Special Pricing For MemberLeap Clients Only:
      • $49 Initial Setup Cost waived
      • $8 per month Service Fee to maintain an active merchant account
      • $10.95 per month PCI Compliance Fee allows access to your PCI Portal, which includes:
        • $6 Web Monitoring provides online PCI tools to assist with completing your SAQ, IP Scans, and registering your industry required PCI Self Assessment Compliance
        • $2 Data Guard provides coverage in the event you suffer a breach or are otherwise compromised (conditional on being PCI compliant and maintaining that compliance)
        • $2.95 Reg Comp covers various regulatory compliance reporting required by numerous entities
      • $10 per month Authorize.net Gateway Cost
      • $0.10 Authorize.net Transaction Fee
      • Processing rates (Averages per card type based on interchange pricing):
        • Debit Cards - 1%
        • Credit Cards - 2%
        • Rewards Cards - 2.25%
        • Business/Corporate Cards - 2.75%
      • ACH/eCheck Add-On via Authorize.net:
        • No monthly cost
        • $0.10 transaction fee
        • 0.75% processing fee
      • On average, their group leveraged rates can save up to 40% compared to other processors
      • If you give them a recent billing statement, they can provide you with a full comparison and accurate quote based on different card types (debit, credit, rewards, and business).
      • Celero offers a dedicated representative for customer service requests as well as discounted merchant account services for our clients.
Other supported gateways without an automatic payment integration:
  • PayPal Payment Pro / Payflow Pro
  • Advanced Payment Services(APS)
  • AffiniPay
  • Bambora (formerly Beanstream)
  • BluePay
  • CardPointe
  • CheckCare
  • ClearGate
  • Clover
  • Converge (formerly Virtual Merchant)
  • Durango Merchant Services
  • eProcessing Network
  • Elavon
  • First Data Global Gateway Virtual Terminal (formerly Linkpoint)
  • Heartland Payment Systems
  • iATS Payments
  • iPay
  • Payroc (formerly iTransact)
  • Merchant eSolutions
  • Moneris (Canadian clients' only)
  • Pay Junction
  • Pay Leap
  • Payeezy Gateway (formerly Global Gateway e4)
  • PayTrace
  • Quantum Gateway Network
  • Quickbooks Payments (note: not all Intuit payment solutions have an api, ask us about this)
  • Square
  • Stripe
  • USA ePay

If you have a different gateway you need to use, let us know. We typically can integrate a new gateway in a minimum of 5-8 hours (billable).

Costs involved will vary from provider to provider, so if you don't have a merchant account, you may want to shop around to find an offer that will reflect the nature of your transactions. For example if you have a high volume of low-cost transactions, you may want to look for lower transaction fees. If the opposite, you may want to look for lower 'discount rates' (%-based fees).

Once your merchant account provider has your gateway set up, you will want to contact Vieth Consulting to assist you in integration and run a few tests to verify everything is working correctly.

PayPal

For organizations who want to save money and if your transaction volume is low, PayPal is an excellent option.

On the down side, PayPal adds a little more indirection for the end user (the new member or event registrant). They will be leaving MemberLeap web pages, and be processing their transaction on the PayPal website. This can be confusing to some. Also, PayPal will prompt the payer to log-in, and if non-PayPal users don't see the "click here if not a member" button, this can cause confusion as well.

But, it is a valid option for many groups who have low-volume transactions.

To set-up PayPal, you will need to create a PayPal account for your organization. Ideally, you should set it up with an organization-based email address (treasurer@yourgroup.org). So that if the contact people in the organization change, the email account will not have to change.

The account is free, but is subject to transaction fees. Go to PayPal to find out what the current fees are.

To hook-up the PayPal account with the system, you will be using PayPal's Instant Payment Notification (IPN). When you have your PayPal account established, contact Vieth Consulting for procedures on how to set-up your PayPal account with IPN.